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State-level information are accustomed to suggest variations in the regulatory environment across the states.

State-level information are accustomed to suggest variations in the regulatory environment across the states. “The aftereffect of State Bans of Payday Lending on Consumer Credit Delinquencies.” Desai, Chintal A.; Elliehausen, Gregory. The Review that is quarterly of and Finance Abstract: “The financial obligation trap theory implicates payday advances as a factor exacerbating customers’ monetary distress. […]